Personal insurance
Insurance for your home, car, health and travel.
We compare the terms of several insurers and tell you plainly what a policy covers — and what it doesn’t. When there is a claim, we are there for you.
Motor
MTPL, Casco, GAP and roadside assistance — with an eye on the terms that apply when you claim.
Learn more →
What is usually worth checking
Home and contents
Cover for the building and everything in it.
- Whether the sum insured matches the cost of rebuilding
- Whether earthquake and flood are included
- Liability to the neighbours — for example, a leak into the flat below
- Sublimits for valuables and electronics
Motor
MTPL is compulsory; Casco covers your own vehicle.
- Repairs at an authorised dealer or at a garage of your choice
- The excess and how it applies
- Roadside assistance at home and abroad
- GAP cover for leased or financed cars
Health
Voluntary health insurance for check-ups, outpatient and hospital care through the insurer’s network.
- The network of clinics and hospitals
- Limits per type of care
- Waiting periods
- Cover for family members
Life and accident
A lump sum for you or your family after an accident or death.
- The sum insured relative to your income
- What counts as an accident under the policy
- Who the beneficiaries are
- Permanent disability cover
Travel
Medical expenses and repatriation abroad, baggage and trip cancellation.
- The limit for medical expenses
- Whether winter sports and other activities are covered
- Cancellation terms
- Annual cover for frequent travellers
Questions and answers
Does it cost more through a broker?
It shouldn’t — the broker’s remuneration is usually a commission included in the premium. The advantage is that you see several quotes, with their terms clearly explained.
Can you remind me about renewals?
Yes. We keep track of our clients’ renewal dates and get in touch 30 days before each policy expires, every year.
What should I do when there is a claim?
Start with the Claims page: the steps, when the police are needed and the online claim links of each insurer. If the policy was placed through Ins Center, we assist you with the documents and the inspection.
Next step
Request a quote
Tell us what you would like to insure — we will send you quotes with the differences explained.
- Phone
- 0883 990 906 · Viber
- info@inscenter.bg
- Address
- 46 Akad. Stefan Mladenov St., office 13A, floor 6, section A, Sofia
- Opening hours
- Mon – Fri, 9:00 – 17:00
